Does anyone still use cheques? For personal use they have pretty died out, and small businesses are moving away too. Whats that lassie, a non story in the Mail, say it isn’t so!
The Mail’s continued campaign to try and convince people that it’s actually 1959, and that any invention or politcal development that counters this argument is a “threat to our way of life”.
No one uses cheques other than incredibely old people. And basing fiscal policy on the wishes of people who sadly won’t be around for that much longer is sheer lunacy.
I guarentee the Mail won’t say a word on the reason they want to get rid of cheques. Well other than ” wanting to threaten the british way of life”
To divulge, cheques cost banks incredible amounts of money. A payment by cheque costs 5x that of a switch card payment as an example.
Cheques cost banks a lot of money. And in these fiscal times, the sooner they are fazed out, probably the better.
um…there were more than £660million worth of cheque transactions in 2008 so someone’s got a very generous aunt/grandad. Cheques are still widely used by some sectors of the population -that’ll be old folks and anyone with school age children eg schools, clubs, music teachers, charities and plumbers all still use cheques. Perhaps I should drone on about the poor and vulnerable being disproportionately affected but I’m just a stupid as f*** Daily Mail reader so what would I know.
however it is nice to see that Chris is showing so much compassion for the banks. After all who cares about the needs of incredibly old people (they’ll all be dead soon) when we could be generously providing for bankers’ bonuses
£660million is £11 per year for every person in britain. About right for aunts/grandads.
They not only not ‘widely used’ they’re almost extinct. My bank doesn’t even issue cheque books automatically any more.. you have to request them if you want one (I never have).
I think people just need to use the Mail in it’s right spirit. It’s a parody of news reporting these days, so just treat it as such.
I always try to write the most speculative, ridiculous, comical message I can on there, when I have an opinion. Just to expose it for what it is.
My latest effort
“The Mail continuin it’s campaign of:
“It’s actually 1959, and anyone who invents policy to counter that is threatening the British way of life”
Good riddance to cheques. Nobody uses them and they cost the tax payer a fortune to process.
Basing fiscal policy on the wishes of OAPs is ridiculous. If they had a bigger say the world would be chaos. You’d be allowed to drive the wrong way up a duel carriageway. And tax on jam would be almost none existant.
I’m sure a few OAPs will be given a different way to pay for things, if they are still around by 2018″
If you want to take it to the Mail, just write to the levels they write at. Creating parody
I think the needs of OAPs need to be taken into account. However, surely everyone with a bank a/c can get a bank card of some description and consequently use the phone to pay a bill that might have required a cheque. Saves having to traipse down to the post office in the snow to post that cheque.
And we’re talking some way into the future here anyway.
Since air steward(ess)es spend most of their working lives on airplanes, does it matter where they live? Or has the Express decided everyone in America is evil now? Not everyone who works for BA is British, you know! They do fly internationally…
(As for cheques, does this mean plumbers etc will demand payment in cash? Or are we meant to switch to postal orders? Lots of businesses I’ve dealt with recently, from letting agents seeking deposits to tradesmen seeking immediate payment still expect cheques.)
At my school they hated having trips and what not paid for by cheques, they were accepted but extremely frowned upon especially when it was only for a couple of quid. My parents being the type that didn’t carry cash and paid for everything by cheque meant the amount of times I was glared or sighed at for this by teachers was tiresome.
My bank this year has also stopped issuing cheque books but then it is an internet bank.
It’s a long, long way off before cheques are fazed out. Some banks already let customers use chip & pin machines at home for online banking, and given the rate of technological progress it’s fair to assume that portable chip-and-pin will be the norm by then, assuming something even more convenient hasn’t already replaced it. Advancements in portable technologies have accelerated so fast that no-one can make an accurate prediction as to what we’ll have, other than that it will be far in advance of what we have now, and it’s probably a fair timescale in which to phase out cheques.
If we have well-integrated biometrics then pensioners wouldn’t even need to write a signature. Much simpler than a cheque.
Portable Chip&Pin are a lot more ubiquitous than you suppose.. we had a window fixed recently and the glazier produced a chip&pin out of his pocket for payment. Even the pizza delivery boy has one!
I don’t think banks will be the ones phasing out cheques.. people will. Most shops no longer take them for example. I can’t think of the last time someone even asked me for one let alone required it… (and I couldn’t provide one anyway, I don’t own a cheque book nor do I want one – they’re bulky and have no security at all, so if you lose one look forward to losing all your money).
Oi you lot, pack it in . I’m a very much so OAP. 1959 seems like yesterday but I would not be FAZED if they PHASE out cheques. My grandchildren are always given large banknotes and I usually pay tradesmen in cash. They seem to appreciate that
Clearly, cheques are on the way out (because they’re slow, expensive and inefficient) and we’ll have moved on by the time (2018?) banks stop issuing them.
But the “campaign” is just a cheap pop at banks, while pulling the heartstrings of “How will Grandma send little Timmy his Christmas present?”
I’m sure when we stopped using goats as currency, or even changed to decimal, there were naysayers predicting the end of the world and an end to “the British way of life” (whatever that is) but we’ll move on and get over it. Shame the Mail doesn’t want to.
So let me just get the story straight. Vicar’s wife writes story in parish magazine claiming she used to be a stripper. DM journalist contacts her and asks if the story is true. Vicar’s wife confirms that she wrote story but omits to mention that it is a wind-up and the only thing she used to strip was chickens DM publishes story on website. I think this says more about a publicity mad vicar’s wife than journalistic standards on the DM. I won’t be cancelling my subscription just yet.
Vicar’s wife writes teaser in church magazine about being a stripper which will then turn into a morality tale about judging people without understanding them.
She (presumably) encourages this teaser to be spread around local and national papers (by agreeing to do interviews and not giving them the spoiler up front). National newspapers then stir up their readers into a froth of judgmentalism (although a good number of comments suggest that there are not as many judgemental people as I sometimes fear). Wife reveals them for what they are – self-righteous knee-jerk sensationalists.
To be honest, a bit like shooting fish in a barrel. But I still like her style.
Vicar’s wife doesn’t understand the difference between wriitng a teaser in church magazine and deliberately misleading inexperienced young journalist.
Inexperienced young journalists learns that some people (even vicar’s wives) tell big fat fibs, to check the facts and to ask more and better questions.
Morality tale on why you shouldn’t take what people say at face value and why publicity mad vicar’s wives should keep their self-righeous view to themselves.
Story made it on to the DM website but not to the pages of the paper itself where the quality threshhold is a little higher.
Hang on a bit, I thought they blamed BROWN for wrecking the economy.
Revealed, the £850,000 a year Mail Columnist and C-word living in Florida.
I didn’t make that up.
Save our cheques? Is the Mail turning into the fucking Express?
Also: Revealed the £900,000 a year ‘voice of middle Britain’ Mail columnist living in Florida.
Bollocks. Beat me to it.
Does anyone still use cheques? For personal use they have pretty died out, and small businesses are moving away too. Whats that lassie, a non story in the Mail, say it isn’t so!
The only thing cheques are good for these days are in terms of receiving birthday and Xmas money from your Aunt / Granddad.
The Mail’s continued campaign to try and convince people that it’s actually 1959, and that any invention or politcal development that counters this argument is a “threat to our way of life”.
No one uses cheques other than incredibely old people. And basing fiscal policy on the wishes of people who sadly won’t be around for that much longer is sheer lunacy.
I guarentee the Mail won’t say a word on the reason they want to get rid of cheques. Well other than ” wanting to threaten the british way of life”
To divulge, cheques cost banks incredible amounts of money. A payment by cheque costs 5x that of a switch card payment as an example.
Cheques cost banks a lot of money. And in these fiscal times, the sooner they are fazed out, probably the better.
um…there were more than £660million worth of cheque transactions in 2008 so someone’s got a very generous aunt/grandad. Cheques are still widely used by some sectors of the population -that’ll be old folks and anyone with school age children eg schools, clubs, music teachers, charities and plumbers all still use cheques. Perhaps I should drone on about the poor and vulnerable being disproportionately affected but I’m just a stupid as f*** Daily Mail reader so what would I know.
however it is nice to see that Chris is showing so much compassion for the banks. After all who cares about the needs of incredibly old people (they’ll all be dead soon) when we could be generously providing for bankers’ bonuses
It’s no compassion for banks Karlo.
The price of processing cheques is paid for by bank customers. They don’t do it for free.
In regards for old people, I’m more than certain that they will keep some sort of system for people who need it. As they always do.
£660million is £11 per year for every person in britain. About right for aunts/grandads.
They not only not ‘widely used’ they’re almost extinct. My bank doesn’t even issue cheque books automatically any more.. you have to request them if you want one (I never have).
I think people just need to use the Mail in it’s right spirit. It’s a parody of news reporting these days, so just treat it as such.
I always try to write the most speculative, ridiculous, comical message I can on there, when I have an opinion. Just to expose it for what it is.
My latest effort
“The Mail continuin it’s campaign of:
“It’s actually 1959, and anyone who invents policy to counter that is threatening the British way of life”
Good riddance to cheques. Nobody uses them and they cost the tax payer a fortune to process.
Basing fiscal policy on the wishes of OAPs is ridiculous. If they had a bigger say the world would be chaos. You’d be allowed to drive the wrong way up a duel carriageway. And tax on jam would be almost none existant.
I’m sure a few OAPs will be given a different way to pay for things, if they are still around by 2018″
If you want to take it to the Mail, just write to the levels they write at. Creating parody
I think the needs of OAPs need to be taken into account. However, surely everyone with a bank a/c can get a bank card of some description and consequently use the phone to pay a bill that might have required a cheque. Saves having to traipse down to the post office in the snow to post that cheque.
And we’re talking some way into the future here anyway.
As for the Mail’s ‘campaign’ – risible
Since air steward(ess)es spend most of their working lives on airplanes, does it matter where they live? Or has the Express decided everyone in America is evil now? Not everyone who works for BA is British, you know! They do fly internationally…
(As for cheques, does this mean plumbers etc will demand payment in cash? Or are we meant to switch to postal orders? Lots of businesses I’ve dealt with recently, from letting agents seeking deposits to tradesmen seeking immediate payment still expect cheques.)
At my school they hated having trips and what not paid for by cheques, they were accepted but extremely frowned upon especially when it was only for a couple of quid. My parents being the type that didn’t carry cash and paid for everything by cheque meant the amount of times I was glared or sighed at for this by teachers was tiresome.
My bank this year has also stopped issuing cheque books but then it is an internet bank.
It’s a long, long way off before cheques are fazed out. Some banks already let customers use chip & pin machines at home for online banking, and given the rate of technological progress it’s fair to assume that portable chip-and-pin will be the norm by then, assuming something even more convenient hasn’t already replaced it. Advancements in portable technologies have accelerated so fast that no-one can make an accurate prediction as to what we’ll have, other than that it will be far in advance of what we have now, and it’s probably a fair timescale in which to phase out cheques.
If we have well-integrated biometrics then pensioners wouldn’t even need to write a signature. Much simpler than a cheque.
Portable Chip&Pin are a lot more ubiquitous than you suppose.. we had a window fixed recently and the glazier produced a chip&pin out of his pocket for payment. Even the pizza delivery boy has one!
I don’t think banks will be the ones phasing out cheques.. people will. Most shops no longer take them for example. I can’t think of the last time someone even asked me for one let alone required it… (and I couldn’t provide one anyway, I don’t own a cheque book nor do I want one – they’re bulky and have no security at all, so if you lose one look forward to losing all your money).
I’m a bit surprised the Mail want Cheques or indeed anyone from Eastern Europe in this country.
Oi you lot, pack it in . I’m a very much so OAP. 1959 seems like yesterday but I would not be FAZED if they PHASE out cheques. My grandchildren are always given large banknotes and I usually pay tradesmen in cash. They seem to appreciate that
Clearly, cheques are on the way out (because they’re slow, expensive and inefficient) and we’ll have moved on by the time (2018?) banks stop issuing them.
But the “campaign” is just a cheap pop at banks, while pulling the heartstrings of “How will Grandma send little Timmy his Christmas present?”
I’m sure when we stopped using goats as currency, or even changed to decimal, there were naysayers predicting the end of the world and an end to “the British way of life” (whatever that is) but we’ll move on and get over it. Shame the Mail doesn’t want to.
Mail:
http://www.dailymail.co.uk/news/article-1235260/I-used-stripper-vicars-wife-tells-church-magazine.html
Truth:
http://news.bbc.co.uk/local/nottingham/hi/people_and_places/religion_and_ethics/newsid_8416000/8416203.stm
Apologies for the triple post, but the woman in DBC does look an awful lot like my mum. Best give her a ring and check she’s OK.
Don’t have her LA number though, she must have kept that quiet.
So let me just get the story straight. Vicar’s wife writes story in parish magazine claiming she used to be a stripper. DM journalist contacts her and asks if the story is true. Vicar’s wife confirms that she wrote story but omits to mention that it is a wind-up and the only thing she used to strip was chickens DM publishes story on website. I think this says more about a publicity mad vicar’s wife than journalistic standards on the DM. I won’t be cancelling my subscription just yet.
The Mail covers stories from parish magazines? I’m going to start hinting for a subscription for Xmas.
Karlo:
Vicar’s wife writes teaser in church magazine about being a stripper which will then turn into a morality tale about judging people without understanding them.
She (presumably) encourages this teaser to be spread around local and national papers (by agreeing to do interviews and not giving them the spoiler up front). National newspapers then stir up their readers into a froth of judgmentalism (although a good number of comments suggest that there are not as many judgemental people as I sometimes fear). Wife reveals them for what they are – self-righteous knee-jerk sensationalists.
To be honest, a bit like shooting fish in a barrel. But I still like her style.
James:
Vicar’s wife doesn’t understand the difference between wriitng a teaser in church magazine and deliberately misleading inexperienced young journalist.
Inexperienced young journalists learns that some people (even vicar’s wives) tell big fat fibs, to check the facts and to ask more and better questions.
Morality tale on why you shouldn’t take what people say at face value and why publicity mad vicar’s wives should keep their self-righeous view to themselves.
Story made it on to the DM website but not to the pages of the paper itself where the quality threshhold is a little higher.